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Reward Checking

"Until now, added convenience meant YOU pay.
                      Now...we added convenience and pay YOU!"

The next step in the evolution of



  • Earn .50% APY* on daily balances of $50,000 or less
  • Earn .15% APY* on daily balances greater than $50,000
  • ATM Fee Rebates Nationwide
  • No Minimum Balance
  • No Monthly Service Charge




With Reward Checking from First Chatham Bank, you’ll receive .50% APY* on your daily balance of $50,000 or less, with no monthly minimum balance to maintain and absolutely no monthly service charge, plus you'll enjoy automatic ATM fee rebates nationwide!


And since Reward Checking is a free checking account, you’ll get free internet banking and free online bank transfers


  1. Have 10 Check Card Debit Transactions (excluding ATM) post and clear
  2. Enroll and Receive your monthly statement via E-mail
  3. Have at least one direct deposit or ACH Debit post and clear

ATM Fee Rebate capped at $30 per month.
*.50% Annual Percentage Yield (APY) paid on balances between one penny and $50,000 and .15% APY paid on all amounts above $50,000 each cycle the minimum requirements are met. If you do not meet the requirements per qualification cycle, your account will still function as a free checking account earning the interest rate of .05% APY, however, it will not receive ATM rebates for that time period. You must deposit a minimum of $100 to open this account. Available for personal accounts only and limited to one account per Social Security Number. Rates accurate as of 5/21/15 and are subject to change without notice. Fees may reduce earnings on account. Reward Checking is powered by BancVue.

Top Reasons FCB Should Be Your Bank

Reason # 8 - Self-Service Safe Deposit Boxes
Customers can take advantage of our new self-service system using advanced biometric technology that actually "reads your palm" for unparalled accuracy and security! Now, you no longer have to wait for access to your private valuables and documents; they're available to you - and only you - anytime you need them.

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