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Personal Savings


Christmas Savings Club

  • Checking account with FCB required to qualify for Christmas Club
  • E-Statement required
  • Withdrawals are prohibited. A penalty of $25.00 and forfeiture of interest if account withdrawal made prior to maturity or if account is closed
  • Account will not be closed at maturity
  • Account matures October 30th of each year
  • Principal balance and interest will be transfered to primary account on October 31st of each year
  • Minimum Opening Deposit of $5.00
  • $5.00 minimum balance to earn Annual Percentage Yield (APY)
  • No Monthly Maintenance Fee 

  • E-Savings 

  • 0.35% APY*
  • E-Statement required
  • Minimum Opening Deposit of $100.00 
  • No Monthly Maintenance Fee 
  • 3 free debits per quarter (Each additional debit: $2.00) 

    * 0.35% APY (Annual Percentage Yield) is paid on all balances for accounts that enroll and accept the account statement electronically. APY is current as of April 1, 2013. We may change the rate and APY at any time without notice. No minimum balance required. However, you must deposit $100 to open this account. Personal accounts only. No monthly maintenance charge. Restrictions apply to electronic transfers. Fees could reduce earnings on the account.

    Personal Savings

  • Minimum Opening Deposit of $50.00 
  • No Monthly Maintenance Fee 
  • 3 free debits per quarter (Each additional debit: $2.00) 

    Minor Savings


  • Minimum opening deposit of $25.00 
  • No Monthly Maintenance Fee 
  • 3 free debits per quarter (Each additional debit: $2.00)  

    Transfers from a savings account to another account or to third parties by preauthorized, automatic telephone or computer transfer are limited to six per month.

     

  • Top Reasons FCB Should Be Your Bank

    Reason #1, 22 ATM Locations, including Chu's and Sandfly Locations
    We have 22 ATM locations through the region, including Chu's and Sandfly markets. You can also enjoy the convenience of banking at any member of the First Chatham Family of Banks. Between First Chatham Bank, First Effingham Bank, and Richmond Hill Bank.


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