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Business Credit Cards

Whether you are looking for a business credit card with rewards options or no annual fee, we have the right business card for you! We offer two business programs and best of all, you can choose which program will best fit your needs! These cards are accepted at businesses, financial institutions, and ATMs worldwide. All cards offer online account access and management.

Standard Card

  • No Intro Rate
  • Competitive ongoing APR (Annual Percentage Rate), based on WSJ Prime (Please see application for additional rate and fee information) 
  • No Annual Fee
  • 25 day interest-free grace period on all purchases. (No grace period for cash advances or  cash equivalent transactions)
  • Individual and summary billing options
  • Visa Business Benefits of rental car collision damage waiver protection and travel insurance
  • Online account access and management available at www.cardaccount.net

Preferred Points Card

  • No Intro Rate
  • Competitive ongoing APR (Annual Percentage Rate), based on WSJ Prime (Please see application for additional rate and fee information) 
  • Low Annual Fee
  • 25 day interest-free grace period on all purchases. (No grace period for cash advances or  cash equivalent transactions)
  • Individual billing option only
  • Visa Business Benefits of rental car collision damage waiver protection and travel insurance. Earn one point for each dollar spent up to 10,000 points per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards. 
  • Online account access and management available at www.cardaccount.net. To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.

Apply Now!

Business Credit Card Application

Complete and print the application or print and fill-out using a blue or black pen. (Paper applications are available at all of the First Chatham Family locations)

Fax your completed application to our credit card processor at 972-650-7054 or mail your completed application to:
Card Services
P.O. Box 569120
Dallas, Texas 75356-9120

Top Reasons FCB Should Be Your Bank

Reason # 10 - Depository Access Control System (DACS)
Our drive-up financial receiving station gives commercial customers a complete internal record and customer receipt of night deposit drops including time, date, declared amount, cardholder identification and positive identification of drop.


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